Participation in youth sports comes with many benefits, from teamwork and skill development to the joy of competition. However, it also comes with risks, including injuries and unforeseen circumstances that can prevent participation. These concerns often create financial barriers for families who worry about medical costs or losing their non-refundable registration fees.
To help address these challenges, iSportz has partnered with Vertical Insure to offer Accident & Injury Insurance and Registration Protection—two solutions designed to bring financial security and peace of mind to families, teams, and leagues. With this partnership, iSportz members can access affordable protection that ensures injuries and unexpected life events don’t derail an athlete’s season.
Helping Families Plan for the Unexpected with Accident & Injury Insurance
Sports injuries are an unfortunate reality. More than 3.5 million children receive medical treatment for sports-related injuries each year, and the financial burden can be significant. The average deductible for employer-provided family health insurance is $2,700, with high-deductible plans exceeding $4,500. Many families face out-of-pocket expenses that can deter them from signing their children up for sports programs.
Accident & Injury Insurance, provided through Vertical Insure, is a supplemental health coverage plan designed to offset these costs. Unlike traditional health insurance, it has no deductible or copay, and for a one-time cost of about $25 per participant, families can receive up to $5,000 in reimbursements for medical expenses resulting from injuries sustained during a game or practice.
For parents, this means that if a child is injured, the financial impact is minimized. They won’t have to tap into their Health Savings Account (HSA) or worry about covering large unexpected medical bills. Instead, this coverage ensures that they can focus on their child’s recovery and return to play, rather than financial stress.
For sports organizations, offering Accident & Injury Insurance removes a major participation barrier. Parents are more likely to enroll their children in leagues when they know they have a financial safety net in place. By integrating this coverage, leagues and teams can increase participation rates while fostering a more inclusive and accessible sports environment.
Protecting Registration Fees with Registration Protection
Sports registration fees often represent a significant financial commitment for families. When an athlete is forced to withdraw due to an injury, illness, or other covered reason, parents typically do not receive refunds, which can discourage them from signing up again in the future.
With Registration Protection, iSportz members now have a solution. This policy reimburses up to 100% of non-refundable registration fees if an athlete is unable to participate due to a covered reason, including:
- An injury that prevents participation
- A severe illness
- A traffic accident on the way to a sporting event
- Inclement weather that cancels or disrupts a program
This protection helps families recover financial losses when unexpected events prevent participation. For sports organizations, Registration Protection enhances trust and loyalty among members by demonstrating a commitment to fairness and financial security.
Parents who know they won’t lose their registration fees due to unforeseen events are more likely to sign up for future seasons, helping leagues maintain stable participation numbers.
Why This Partnership Matters for the Future of Youth Sports
Many families hesitate to sign their children up for sports due to financial concerns. Injuries and unexpected cancellations can be costly, and in some cases, these costs prevent kids from returning to the field. This partnership between iSportz and Vertical Insure directly addresses these concerns by providing:
- An affordable, low-cost safety net for medical expenses
- A way to recoup non-refundable registration fees when life happens
- Greater financial accessibility for families who want to enroll their children in sports
By removing these financial obstacles, more children will have the opportunity to participate, compete, and thrive in youth sports.
With Accident & Injury Insurance and Registration Protection now available through the iSportz platform, families and organizations can register with confidence, knowing they have safeguards in place for whatever challenges the season may bring.
